Whether you work in heavy machinery or have a desk job, making an income is important. Jobs help to support single and family needs, provide shelter, food, entertainment, and more. Though many people don’t like to think of a job as their life, it’s certainly fair to say that without a job, life would likely change.
But what would happen if an illness or injury would happen on the job? Though it’s hard to think about the what-ifs of life, it’s important to do so when a job supports yourself or a family.
That’s where workers compensation comes in.
Workers’ comp requirements vary from state to state, and it even changes from industry to industry. For example, coverage may be higher for high-risk industries like oil drilling and lower for secretarial jobs.
Having workers’ compensation means that your employer provides coverage for your medical bills if you’re hurt on the job.
As an employer, it’s important to provide workers’ compensation for your employees to give them peace of mind, but also help you to rest easy knowing that they’ll be taken care of in their time of need.
Some policies also allow you to provide death benefits if an employee were to be killed in their line of work.
Workers’ compensation is an important part of employment. It offers yourself and your employees' peace of mind that they can still provide for themselves and their families if something were to render them unable to work. It means that they’ll still be able to keep their home, provide for their children, and even cover costly medical bills.
If you’re looking for a workers’ compensation policy for your employees, Larsen Flynn Insurance, Inc. can help. We’re an independently owned and locally operated insurance agency that specializes in getting you the coverage you need for your employees. You won’t regret the peace of mind you feel with the perfect workers’ comp policy. Call us today at 503-873-8631 to get a quote, or to schedule an in-person meeting with one of our representatives.