Life & Health
Life and health coverage without the sales pitch.
Term, whole life, individual medical, dental and vision. We are independent, which means we compare carriers instead of steering you toward one company’s product.
Get a QuoteMost people are either underinsured or oversold.
Life insurance gets sold badly. People end up with a small policy that would not cover a mortgage, or an expensive permanent policy they did not need. The right answer depends on what would actually have to be paid if you were gone, and for how long.
On the health side, the question is usually whether an ACA marketplace plan with a subsidy beats what you are paying now. That is worth checking every year, because both the plans and the subsidy math change annually.
- Term life priced across multiple carriers
- Permanent coverage when there is a reason for it
- Individual and family medical, including marketplace plans
- Dental and vision when your medical plan excludes them
Worth Reviewing After
- • Buying a home or refinancing
- • A new child or grandchild
- • Leaving an employer plan
- • Starting or selling a business
What we write for life and health
Life Insurance
Term, whole life and final expense, compared across several carriers.
Health Insurance
Individual and family medical, including Oregon marketplace and subsidy plans.
Dental & Vision
Standalone dental and vision plans when your medical plan does not include them.
Turning 65?
Medicare is a separate track with its own deadlines. Start here instead.
Covering Employees?
Group medical, dental, vision and life sit under Business Insurance.
Not Sure Where to Start?
Call the office and we will walk through it with you. No obligation.
Let’s figure out what you actually need.
No pressure, no quotas. Just a straight conversation about coverage.
Get a Quote