Medicare
Medicare help from a person, not a call center.
Turning 65, retiring later, or reviewing a plan that no longer fits. We are licensed Medicare agents who will sit down with you, compare what is actually available in your county, and never charge you a dollar for it.
Talk to an AgentMedicare is four parts and two paths.
Parts A and B are Original Medicare. From there you choose one of two routes: stay with Original Medicare and add a Medicare Supplement plus a Part D drug plan, or move to a Medicare Advantage plan that bundles everything together.
Neither path is universally better. It depends on your doctors, your prescriptions, whether you travel, and how you feel about networks versus predictable costs. That is the conversation worth having before you enroll.
- Our help costs you nothing; agents are paid by the carriers
- We check whether your doctors and drugs are covered first
- Local office, so you can bring your paperwork in
- Annual reviews, because plans change every year
Deadlines That Matter
- • Initial Enrollment: the seven months around your 65th birthday
- • Annual Enrollment: October 15 to December 7
- • Medigap open enrollment: six months, and it does not come back
- • Special periods if you are leaving employer coverage
Medicare coverage we help with
Medicare Advantage
Part C plans that bundle hospital, medical and usually drug coverage together.
Medicare Supplement
Medigap plans that pay the deductibles and coinsurance Original Medicare leaves you.
Medicare Part D
Prescription drug plans, chosen against your actual medication list.
Dental, Vision & Hearing
Original Medicare covers almost none of it. These plans fill that gap.
Enrollment Guidance
When to enroll, how to avoid late penalties, and what to do if you are still working.
Already a Client?
If we write your home and auto, your Medicare review is a phone call away.
Turning 65, or just want a second opinion?
Bring your plan and your medication list. We will tell you if you can do better.
Talk to an Agent