Commercial Trucking Insurance

Home / Business Insurance / Commercial Trucking Insurance
Business Insurance

Trucking coverage built for how Oregon freight actually moves.

Log trucks out of the Cascade foothills, nursery stock and grass seed leaving Marion County, and fleets running the I-5 corridor between Salem and Portland. We place coverage with carriers that want your class of operation, in Oregon and five states beyond it.

Get a Quote
The Basics

Your policy has to hold up on the road and on paper.

A trucking program covers liability when you are at fault, physical damage to your own equipment, and the freight you are carrying. Getting the coverage right is half the job. Getting the filings right is the other half, and it is where new authorities most often get stuck.

We are an independent agency, so we are not tied to one carrier’s appetite. That matters in trucking more than almost any other line, because underwriters differ sharply on radius, commodity, driver experience and fleet size.

  • Primary liability, physical damage and motor truck cargo
  • Trailer interchange for equipment you pull but do not own
  • Federal filings, including MCS-90 endorsements
  • Certificates turned around the day a shipper asks

Who We Write

  • • Owner-operators under their own authority
  • • Small and mid-size Oregon fleets
  • • Log and chip haulers
  • • Agricultural and nursery haulers
  • • Regional and local delivery fleets
What’s Included

Core protections in a trucking program

Primary Liability

Covers injury and property damage you cause to others. This is the coverage your operating authority depends on.

Physical Damage

Repairs or replaces your tractor and trailer after a collision, fire or theft. Required by most lienholders.

Motor Truck Cargo

Protects the freight you haul. Logs, refrigerated loads and high-value cargo often need specific endorsements.

Truckers’ General Liability

Covers incidents away from the wheel, at loading docks, terminals and truck stops.

Trailer Interchange

Covers damage to trailers you pull under an interchange agreement but do not own.

Uninsured Motorist

Steps in when the at-fault driver has no coverage or not nearly enough of it.

Common Questions

Trucking Insurance FAQs

Do you write new authorities?
Yes. New ventures are harder to place and priced accordingly, but we work with carriers that write them. Driver experience and CDL history matter more than the age of the authority.
Can you handle my federal filings?
Yes. We handle the filings that go with your operating authority, including MCS-90 endorsements where they apply, and ODOT credentials for intrastate Oregon operation.
How fast can I get a certificate of insurance?
Usually the same day. Shippers and brokers rarely give notice, so we treat certificate requests as urgent.
What do you need to quote my operation?
Your MC or DOT number, an equipment list, driver information and current loss runs. With those in hand we can move quickly.
Which states can you write?
Oregon, Washington, California, Idaho, Arizona and Montana.

Brenton Tonga

Commercial Lines Producer, Larsen Flynn Insurance

Brenton writes the trucking business at Larsen Flynn. He knows which carriers are competitive for owner-operators versus fleets, what underwriters want before they will quote, and how to get a certificate out the door when a shipper is waiting.

(503) 873-8631  ext. 23115

Let’s talk about your trucking coverage.

Silverton-based advisors who write Oregon trucking every week.

Get a Quote